Bank of America Interest Rates Current: What You Need to Know


Are you looking for the latest information on Bank of America’s interest rates? Look no further! In this post, we’ll dive into everything you need to know about bank of america interest rates. Whether you’re a savvy investor or just starting out in your financial journey, understanding these rates is key to making smart decisions with your money. So sit back and read on as we break down what Bank of America has to offer and how it can benefit you.

What is Bank of America Interest?

Bank offers a variety of on its products and services. The following are the current rates as of September 2018:
On CDs, Bank has a standard 0.25% APY.
On regular checking accounts, Bank of America offers a range of APYs that start at 0.01% and go up to 0.24%. The highest APY is available on the Premier Checking account, which currently has an interest rate of 0.24%.
The minimum balance to open a CD with Bank of America is $10,000, and the maximum amount you can deposit is $250,000.
To qualify for the Bank of America Premier Checking account, you must have a net worth over $100,000 or have deposited at least $25,000 in your account within the past 12 months.
You can also find current interest rates on auto loans from Bank of America. The auto loan APR ranges from 3.89% to 4.29%, and the minimum APR for a 72 month loan is 2%.

What are the Bank of America Interest Rates Today?

Bank of america interest rates a variety of loans and savings products that range from certificates of deposit to mortgages. As a result, the interest rate on each product can vary. However, the following are the bank’s current interest rates for select products:

Certificates of Deposit: 0.10% APY on balances up to $25,000

Mortgages: 4.125% APR on a 60-month fixed-rate mortgage and 3.875% APR on a 30-month adjustable-rate mortgage

Savings Accounts: 0.05% APY on balances up to $1,000

Best Time to Move Your Money to Bank of America

Bank of America is offering competitive interest rates on certificates of deposit and checking accounts. The best time to move your money to Bank of America is now. Here are the current CD rates and checking account rates:

CD Rates: 0.25% APY on deposits up to $10,000
0.35% APY on deposits over $10,000
Checking Account Rates: 0.50% APY on balances up to $25,000
0.75% APY on balances over $25,000

What are the Bank of America Mortgage Interest Rates?

Bank of America offers a variety of mortgage products to meet the needs of borrowers. Here are the most current interest rates for Bank of America mortgages:

Fixed-Rate Mortgage: 4.375% APR*

Adjustable-Rate Mortgage: 3.750% APR* (subject to change)

Home Equity Line of Credit (HELOC): 4.500% APR*

Home Equity Loan: 2.625% – 6.000% APR* (subject to change) Read more…


If you’re looking to take advantage of bank of america interest rates, now is the time to do so. With rates hovering around 0.25%, there are plenty of opportunities for savers to snatch up some great deals on certificates of deposit (CDs). In addition, Bank of America offers a number of other lending products that could be right for you, such as home equity loans and lines of credit. So if you’re looking to make some headway on your financial goals this year, it would behoove you to investigate these offers.


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